Individual Retirement Account

Secure Your Future With An Individual Retirement Account

Whether you’re just starting to save for a healthy financial future or you’ve been saving and investing for a while, Certificates of Deposit should be considered for every investment portfolio. Our CDs give you security, guaranteed rates and variable maturities to meet your liquidity needs. You also receive the peace of mind that your money will be growing throughout the term of your certificate with FDIC insurance protection up to $250,000. Open a CD with as little $500.00 and choose from several maturities. Certificates are automatically renewable at the current rate in effect at maturity. We offer traditional retirement accounts which earn tax-deferred interest.

We also offer the ROTH IRA. Your investment opportunities include CDs, which are separately insured up to the maximum allowed by the FDIC. These accounts will be set for automatic renewal. Is an IRA Right For You? Call one of our customer service representatives today at 909-393-8880.

If You’re Changing Employers, An IRA Rollover Makes Sense.

If you are retiring or changing jobs and anticipate withdrawing money from your employer’s retirement plan, you can avoid withdrawal penalties by transferring your assets into an IRA or another qualified plan. You can ask your employer to arrange for a “direct rollover” of your money into a new IRA account with us, or you can do it yourself with an IRA-to-IRA rollover.

You must complete the rollover within 60 days from the date you receive the assets from your old IRA in order to qualify and not pay the mandatory 20% withholding and possibly other penalties as well. Contact us for more information about IRA Rollovers or opening a new IRA.