Deposit Products

At Chino Commercial Bank we know that everyone has different financial needs. So when it comes to checking, we give you a selection of accounts with different features and benefits — limited or unlimited check writing, interest-bearing or non-interest-bearing. For savings, you can choose from accounts that offer traditional features to those that provide limited access, and may offer higher rates of return.

Work with one of our knowledgeable and experienced bankers to select the right checking and savings account. Then we’ll talk you through the features and benefits of the other valuable products and services we offer, such as loans and lines of credit, so that we can customize banking that’s just right for you.

BasicChecking_125x180 Classic Checking
A convenient, economical account that offers unlimited check writing.

Description: Non-interest checking account
Opening Balance: $500.00
Minimum Balance: None
Monthly service charge: No minimum balance requirement. There is a flat monthly service charge of $10.00.

If you need to reorder checks use our secure
Check Reorder Form.

Benefits:

  • Image Statement
  • Unlimited check writing
  • MasterMoney Debit Card

InterestCheckiing_125x180 Premier Checking
An account that offers no service charge when balances are maintained.

Description: Non-interest checking account
Opening Balance: $500.00
Minimum Balance: $800.00 Daily / $1,200.00 Average
Monthly service charge: Maintain a daily balance of $800.00 or an average monthly balance of $1,200.00 and pay no service charge. If balance requirement is not met, there is a $12.00 service charge.

If you need to reorder checks use our secure
Check Reorder Form
.

Benefits:

  • Image Statement
  • Unlimited check writing
  • Corp Image Checks at no charge (1st order)
  • MasterMoney Debit Card

SeniorCitizenAccount_125x180 55+ Checking
An account for customers 55 and up with unlimited check writing and no monthly service charge.

Description: Non-interest checking account
Opening Balance
: $500.00
Minimum Balance
: None
Monthly service charge: No minimum balance requirement. No monthly service charge.

If you need to reorder checks use our secure
Check Reorder Form
.

Benefits:

  • Image Statement
  • Unlimited check writing
  • Corp Image Checks at no charge
  • MasterMoney Debit Card

MoneyMarket_125x180 Now Checking
An interest bearing account with unlimited check writing.

Description: Interest bearing checking account
Opening Balance
: $1,500.00
Minimum Balance
: $1,500.00
Monthly service charge: Maintain a minimum daily balance of $1,500.00 and pay no service charge. If balance requirement is not met, there is a $18.00 service charge.

If you need to reorder checks use our secure
Check Reorder Form.

Benefits:

  • Image Statement
  • Unlimited check writing
  • Interest on balances $1,500.00 or more
  • MasterMoney Debit Card

ReorderCheckBook_650x300 Money Market Checking
Flexible account that allows easy access to funds that earn interest.
Description: Interest bearing checking account
Opening Balance
: $2,500.00
Minimum Balance
: $2,500.00
Monthly service charge: Maintain a minimum balance of $2,500.00 and pay no service charge. If balance requirement is not met, there is a $10.00 service charge. There is a $10.00 per item charge for more than six (6) debits during the statement period.If you need to reorder checks use our secure
Check Reorder Form
.
Benefits:

  • Image Statement
  • Market rate interest on balances $2,500.00 or more

SavingsAccount_125x180 Personal Savings Account
A traditional savings account for individuals.

Description: Interest bearing savings account
Opening Balance
: $500.00
Minimum Balance
: $300.00
Monthly service charge: Maintain a minimum balance of $300.00 and pay no service charge. If balance requirement is not met there is a $5.00 quarterly service charge. This account offers limited transactions.

Benefits:

  • Variable rate interest compounded daily and credited quarterly

KidsSavingsAccount_125x180 Kids Savings Account
An account to help junior customers learn to save.

Description: Interest bearing savings account
Opening Balance: $50.00
Minimum Balance
: None
Monthly service charge: No minimum balance requirement. No service charge. This account offers limited transactions.

Benefits:

  • Variable rate interest compounded daily and credited quarterly
  • Account converts to Personal Savings Account at age 18